About

I help smart earners become confident investors by teaching money the way it should have been taught — with clarity, simple systems, and no shame. After 15 years as a college instructor teaching business, accounting, marketing, Excel, and entrepreneurship, I bring an educator’s approach to personal finance: practical, structured, and easy to understand. On this channel, you’ll learn how to: • Understand your numbers without overwhelm • Build simple money systems that actually stick • Develop confidence before investing • Learn how investing works — without jargon or hype My approach is calm and education-first. No fear tactics. No pressure. 🎯 Free 10-Minute Money Reset https://kristjanarichter.com/📊-the-10-minute-money-reset-30-day-checklist/ 🌿 Smart Money Habits Community (free) https://www.skool.com/kristjana/about 🌐 Website KristjanaRichter.com Educational content only — not financial, investment, tax, or legal advice.

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