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From credit card balances to lines of credit, overdrafts to tax debt and student loans – if you’re looking for help to better manage debt, strategies to pay off debt faster or even have debts forgiven, resources are available that can help you achieve your debt-free goals. Knowing is not owing! Looking for “debt smart with heart”? That’s how our clients have described our services! Get answers to your questions about personal bankruptcy in BC, debt consolidation options, debt settlement, Consumer Proposals, credit ratings, your rights and remedies when dealing with consumer debts and more. Sands & Associates is BC’s largest firm of Licensed Insolvency Trustees focused on providing debt help services to individuals and small businesses. Since 1990 we have grown to a network of local offices throughout BC and we are proud to offer debt solutions with a supportive, empathetic approach. Confidential debt consultations are available to residents anywhere in BC, and are always free.

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