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How To Dispute Items On Credit Report, What is Considered a Good Score? The magic FICO number is 680. If you score below 680 you are considered to have a very high default risk giving you the possibility of being declined. If you score between 620 & 650 you will be put into a βquestionableβ category where you will have to provide further documentation to get approved. A score of 720 or above is considered golden or βcream of the crop,β and most likely you will be eligible for the best rate on your loan. For 12 verified credit sources to start building your credit pick go to http://remove-negative-items-credit-report.info-pro.co
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