About

Hi! I'm Kate, and I live in a rural area of PA. I blog at Making Cents Matter about frugal living tips our family of 5 is using to getting out of debt (some commercial, mostly student loans). We're not financial masters or anything, we're just a typical couple with Master's Degrees who got sick of looking at our income and still feeling broke. I've had numerous questions on how we budget, so here on my YouTube Channel, I am showing you our real budget setups. My goal is to help motivate others, and show that it doesn't take large incomes to help change your financial situation. All it takes is consistency and dedication. You can make any number of small changes for larger savings in the end.

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