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After taking 11,000+ home loan applications and funding more than $525,000,000 in mortgage loans, I've learned a lot about what it takes to help Americans live the dream of homeownership. This channel is created to help home buyers learn more about the process of purchasing and refinancing a home! Whether it's your first time or 10th time, it's different every time due to various conditions, i.e. housing market, US economy, the lender that you're using, the realtor that you're using, your credit, your income, your savings, etc... Thank you for visiting and please subscribe to my channel! Terry Roberts Loan Officer NMLS 397987 TerryRoberts.com Bell Bank Mortgage | Equal Housing Lender
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