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Demystifying the Mortgage Process 333 University Ave. Suite 200 Sacramento, CA 95825 NKS Financial is Licensed by the Department of Real Estate | Neal Smith NMLS #76186 | NKS Financial, Inc. NMLS #2741073 | DRE#01146961 Equal Housing Opportunity | http://www.nmlsconsumeraccess.org/ Neal Mortgage is the YouTube channel for NKS Financial, Inc. Founded in 2002, NKS Financial, Inc. is the go-to mortgage lender in the Sacramento region. We offer mortgage loan services to individuals and families for residential purchase and refinance. Our client-focused approach allows us to custom-tailor our service to specifically meet your needs while also demystifying the mortgage process. We treat each client like family, while concurrently ensuring that we deliver service that goes above and beyond expectations.

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