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II counsel consumers daily on their personal issues concerning credit. Most people dont understand the difference between the two (2) and it is critically important to know before moving forward. http://wealthwithcharles.mymoneymakingsecretsonline.com Think about the commercials that you hear, free credit report.com and those dumb pirates singing that dumb song. Think about the road signs, that I dont know of one city where the signs alone dont break some city ordinance. I hear about wipe your debt clean, identity protection, budget counselors, debt negotiators, and the like. I have even heard about smart consumers buying some hokey credit monitoring deal, to monitor changes in a credit score,,,,,,, well, baaaahhhh says the sheep, thats dumb. Thats like paying my telephone company $money$ to monitor the phone to see if anyone uses it.,,,,, Im already paying for the freakin phone, get it,,,,? Why would I pay more for you to tell me that my phone works,,,,,,????? dumb.. dumb dumb.. dumb. I am going to put the truth out. Credit is Credit. Its how the Credit Bureaus see you and judge you. This channel will give you the entire truth, it may not be what you want to hear but it will be the truth. So hold on and enjoy the ride
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