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Business Opportunities Sophisticated Income is creating a New Generation of Income Earners by empowering people to reach beyond the traditional 9 to 5 employment model. It is our belief that most Traditional Employment Models fail to earn enough income, over the course of a career, to retire comfortably. And the Great 401(k) Experiment has failed to generate the savings an average family needs to live without fear. Research done by the Employee Benefit Research Institute shows that the average employee between the ages of 35 and 55 have a 401(k) with less than $20,000 in it. This is substantially less than what is necessary to retire. And people are starting to catch on. It was reported in late 2014 that more than 28 million Americans are now attempting additional sources of income to increase personal savings. Unfortunately, 90% of these Americans cannot seem to create enough reoccurring / passive cash flow to cover their ongoing investment. Kinda defeats the purpose, doesn't it?

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