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Welcome to my channel. This channel is dedicated to making Annuities easy to understand. You will understand how annuities may play a role in your portfolio and how annuities can help you guarantee income for your retirement.* Financial Advisor 8774 Yates Dr., Suite 130 Westminster, CO 80031 Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker-dealer and a registered investment adviser. Cetera is under separate ownership from any other named entity. * There is a surrender charge imposed generally during the first 5 to 7 years that you own the contract. Withdrawals prior to age 59 ½ may result in a 10% IRS tax penalty, in addition to any ordinary income tax. The guarantee of the annuity is backed by the financial strength of the underlying insurance company. Investment sub-account value will fluctuate with changes market conditions.

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